"I feel I have nothing to offer you!"

I've never understood this term; I wasn't aware that the exchange of property, wealth or possessions was part of my current dating culture.  This is the 'excuse' Mr Barman gave me when he finished our little fling-ette (not a full fling, given that we only went as far as bonus snogging).

The very simple answer is this:

• If I want to be swept off to lavishly expensive restaurants, I'll drive myself, or get a taxi so we can both drink, and anyway, I'm unlikely to have anything to wear if we went more than twice!
• Ok so we can't make wild passionate love on your kitchen floor, but 1) what kind of girl do you think I am? and 2) my floor's fine for that!

Why do I like spending time with you?  I once told you you're the most interesting person I've ever met and you have a smile that makes me want to instantly rip your clothes off.

Do you need to offer me anything else?